Rivers Capital Management provides Financial Advisers with risk-rated multi-asset investment solutions. These are constructed for long-term capital growth or income generation. Our portfolios can be designed to adhere to specific environmental or ethical criteria.
Since launch, the Rivers Discretionary Growth, Income, and ESG portfolios all have strong risk-adjusted returns. These low-cost portfolios have been independently risk-rated and offer access to a full range of passive and actively managed investment funds. Learn more about our process here.
Rivers is directly authorised by the FCA and focused on regulatory compliance. Our portfolios are only available through Financial Advisers. We promote relationships with Advisers using the FCA Reliance on Others Rule. This protects both the Adviser/Client relationship and the adviser from responsibility for investment decisions.
Our investment process consists of dynamic asset allocation, independent fund selection, risk management and loss mitigation. At Rivers Capital Management, we believe in nurturing a close relationship with like-minded advisers and their clients.
Rivers is a team of experienced asset management professionals, with over 50 years of expertise in both institutional and private portfolio wealth fund management.
Richard Bonnor-Morris has over 23 years of asset management experience, focusing on portfolio construction, manager selection and risk management. After working...Continue Reading
Eduardo Tomacelli has 30 years' experience in global equity investing, having been a director and portfolio manager at Mariner Capital, Sagitta...Continue Reading
Najib El Rayyes has 23 years' experience in fund management managing both long-only portfolios and systematic hedge fund strategies. Prior to...Continue Reading
Abhishek Desai has 5 years' industry experience having specialised as an equity research analyst. He provides Rivers with administrative support, fund...Continue Reading
Jyoti Shahani has 2 years' industry experience and a Masters degree in business administration specializing in finance. She provides Rivers Capital...Continue Reading
Nick Robinson brings financial understanding and connections across the UK gained over 30 years within the industry. In 2003 Nick Robinson...Continue Reading
Prashin Patel has 2 years of industry experience as a paraplanner and supports Rivers fund research and portfolio analysis. With a...Continue Reading
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As experienced investors, we approach investing in as dynamic and as flexible a way as is possible while remaining both transparent and consistent. Consistency of return is our primary objective. We have developed a unique investment process tailored specifically for investment advisers and their clients.
We offer a generic set of risk-rated model portfolio solutions through a broad range of platforms. These solutions if necessary can be further tailored based on cost, objective or investment universe.
We adopt a dynamic approach to risk as well as active and passive fund allocation. Our research shows this maximises efficiency and lowers overall costs.
We are independent, accessible only to advisers and provide no direct client solutions or individual funds.
All the model portfolios we manage follow the same ‘Rivers’ investment process:
Long-Term Strategic Allocation.. using the Rivers proprietary risk categorisation system.
Active Tactical Allocation.. by experienced portfolio managers using the Rivers risk matrix.
Flexible Active/Passive Allocation.. where active management allocation varies according to market opportunity.
Unbiased Independent Fund Selection.. optimised for tailored objectives and platform availability.
On-going Risk Management.. targeting long-term consistent returns over short-term performance.
Our Investment Principles
Inefficient markets require continuous monitoring
Dynamically blending active and passive solutions improves returns
Portfolios benefit from tactical risk adjustment to reflect asset valuations
Face to face meetings with managers are an essential part of fund selection
Long-term value to clients must drive all investment decisions
Every portfolio is built around stated investment plan with a target level return to be achieved within risk and a maximum loss constraints. Portfolios start with a robust Long-term Strategic Asset Allocation that will determine risk characteristics more than any other factor. Studies have shown ...Continue Reading
Our Investment Committee continuously monitors markets, economic trends and the relative valuation of asset classes. We recognise that markets can occasionally become undervalued as well as overvalued, which is why we use Active Tactical Allocation to make adjustments where necessary. At Rivers Capital Management we ...Continue Reading
There are periods in a market cycle when active solutions outperform passive and periods when passive solutions outperform active so we use a flexible active/passive allocation in the portfolios to reflect this. As independent asset allocators we believe in the merits of both passive and ...Continue Reading
The Rivers Unbiased Independent Fund Selection approach uses an approved investment list, comprised of funds that meet our own stringent internal rating methodology with 80% being recognised as outstanding by third-party research. The only active managers we invest in are ones we have met face ...Continue Reading
We are committed to our On-going Risk Management - creating risk-rated portfolios that avoid any unwelcome surprises for clients. We have developed an intuitive set of maximum loss and volatility constraints to ensure compliance to portfolio constraints and risk profile. Risk and its management are ...Continue Reading
Experienced & Proven Leadership. Rivers Capital Management can draw upon over 50 years of experience at senior levels in global institutions.
We understand Financial Advisers and Investors. We are dedicated to building long-term partnerships with Advisers based on our belief that clients and Advisers are best served by a separate but accountable portfolio provider.
We blend institutional pedigree with an independent, personal approach. When you do business with Rivers Capital Management you deal with a professional you know personally.
We are agile and flexible. Our approach ensures portfolios are tailored to the objectives of our clients and optimised for each investment platform.
We can provide a best practice ‘Reliance on Others’ relationship between the IFA, the Client and us as the Investment Manager as recommended by the FCA.